Classical economics and new classical economics party thrift and saving point of view, is also in line with the most social and cultural values. Keynes has a different view, he thought that saves the money is not used for consumption and savings. He cites as an example, a person today to save money, can only be said today, eat a meal, the money is not necessarily in a week or a year later spend. But today engaged in the catering services who have suffered a loss, then the impact of productivity. The propensity to consume will resulting in consumer demand, while the consumer market slump, will inevitably affect the producers on the future of the expected return on investment,Weaker investment demand. So the personal savings down the money, does not mean that later will be converted into capital, even will affect the development of productive forces.
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