Income cannot be all for domestic consumption and production, consumption, there is a third reason, namely cash position preference – people tend to form monetary holding income or capital. Keynes thought preference based on three people holding money motivation:
transaction motives, held that in order to cope with the everyday transactions and cash;
careful motivation: in order to prevent the accident, or the possibility of beneficial's motive for trading;
speculative motive: holding money, and trying to make a profit motive.
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