大家都有存錢儲蓄的習慣，但每到每年的某些時候總會需要有比較大的支出。對

大家都有存錢儲蓄的習慣，但每到每年的某些時候總會需要有比較大的支出。對我來說，每年朋友生日時，都是我花費最多錢的時候。

結果 (英文) 1:

Everyone has the habit of saving money, but at certain times of the year, there will always be relatively large expenditures. For me, my friends’ birthdays are the time of year when I spend the most money.

結果 (英文) 2:

Everyone has the habit of saving money, but there will always be significant expenses at certain times of the year. For me, every year on my friend's birthday is the time when I spend the most money.

結果 (英文) 3:

I tried calling Mr. Cooper, but the line was busy. Everyone has the habit of saving money, but there will always be a relatively large expenditure at some time every year. For me, every year on my friend's birthday, I spend the most money.